The partnership between ZeroMile and RiskLayer marks a significant step in advancing DeFi through innovative risk management and credit assessment solutions. The partnership aims to enhance cross-chain liquidity, empowering users to access credit more seamlessly within the DeFi ecosystem. 

Together, ZeroMile and RiskLayer strive to address critical issues in liquidity fragmentation and provide reliable, real-time risk metrics, fostering a more resilient DeFi infrastructure.

Objectives & Scope of Collaboration

The primary objective of this collaboration is to integrate RiskLayer's advanced risk assessment capabilities with ZeroMile's omnichain credit infrastructure. Specifically, the partnership will focus on:

Credit Risk Scoring: RiskLayer will offer credit risk scores and on-chain reputation mechanisms for users, enabling dynamic Loan-to-Value (LTV) ratios. This dynamic approach is designed to improve capital efficiency by tailoring lending terms to user profiles.

Cross-Chain Liquidity: ZeroMile’s infrastructure facilitates interaction across both EVM and non-EVM blockchains, offering users access to major lending pools. This allows for streamlined actions like leveraged trading, farming, and staking through a single contract call, enhancing capital efficiency.

Behavioral Risk Analytics: RiskLayer will provide real-time behavioral risk analytics for user positions on ZeroMile, delivering a more informed perspective on user actions and investment behaviors. This empowers investors to make well-informed decisions in omnichain financial opportunities.

The integration aims to employ RiskLayer’s Proof of Risk Consensus to offer credible, on-chain risk assessments, supporting both institutional and retail investors in their DeFi endeavors. This collaboration is not only expected to improve accessibility to credit but also promises robust, decentralized risk management solutions across various DeFi protocols, helping to bridge liquidity gaps across different blockchains.

Conclusion

By aligning their respective strengths, the partnership is set to deliver enhanced capital efficiency, secure cross-chain transactions, and real-time analytics for better decision-making. This collaboration is anticipated to play a transformative role in making DeFi more accessible and sustainable for a broader range of users, from institutional investors to individual users across different blockchain ecosystems.

About RiskLayer

RiskLayer is a decentralized risk quantification platform built on EigenLayer and Symbiotic.fi. With a network of risk nodes, it provides real-time risk metrics and employs its Proof of Risk Consensus to deliver trusted, on-chain risk assessments. 

About ZeroMile

An omnichain credit layer focused on democratizing credit access in DeFi. It offers a unified infrastructure for accessing lending pools on both EVM and non-EVM chains, tackling liquidity fragmentation.